Mortgage Calculator

What would the payment actually be?

Principal and interest, property taxes, insurance, HOA dues and mortgage insurance — the whole payment, not just the loan. Change any number and the total moves with it.

Your numbers

Defaults are set to this market. Replace them with yours.

Your monthly payment

Monthly payment broken into principal and interest, taxes, insurance, HOA and mortgage insurance $0 Per month

An estimate for planning, not a quote or a commitment to lend. Your rate depends on credit, loan type and the property. Taxes vary by parcel and by any bond assessments; insurance varies by carrier and by the home. Mortgage insurance is estimated at 0.5% of the loan per year and is included only while the down payment is under 20%.

Before you rely on it

Get the real number

  • I spent more than two decades in the mortgage industry before I sold my first house. Send me the scenario and I’ll tell you what a lender will actually approve — and which loan structure costs you less over the years you’ll hold it.
Ask me to run it properly
If you’re selling

Work it the other way

  • Knowing the payment a buyer can carry at your price point tells you who your buyer is — and whether a price adjustment opens up a much larger pool of them.
What’s my home worth?